Can a Business make loan headway with just cash flow?

Can a business or medical practice successfully obtain financing based primarily on just the cash flow in their account? In many cases businesses can, including medical related businesses, and tough to fund Chiropractors.   In the case of a Chiropractor a chiropractor practice business loan can be obtained based primarily on the cash flow of the practice.  What are the full benefits a business can obtain by keeping extra funds in their account?

- The company or medical practice will appear to be on more solid financial footing when they have substantive balances in their account. It will give the company the appearance that they can handle sudden business needs that arise and better handle emergencies.

- The company or practice is in better position if a funding request is made by having strong cash flow history in the most recent 3 months.  If a company has more significant balances, the lenders will feel that the company has a better capacity to repay an additional payment on a monthly basis.  

- If there is any possibility that the company will be sold later, or an unexpected offer of a buyout arises in the future, the buyer will feel more compelled to meet a figure closer to the asking price if the business or medical practice has strong cash flow.   If the company is later sold or a buyout offer is made, the company purchasing will want to look at the financials, including the last 2 years bank statements.   When these bank statements reflect strong cash flow, the prospective buyer will feel confident in the future of the business he is buying.